No. of Recommendations: 1
We have much of our cash in laddered 8week tbills directly with TD and it is pretty painless. Minus the occasional gov't default it seems safer than any of the banks/brokerages.
Perhaps your tolerance for pain is greater than mine. To me, treasurydirect.gov feels like a throwback to the '80s. DW and I have 4 I-bonds purchased and held in there, because that's pretty much the only way to do it. For my other Treasury needs, I lose no sleep over buying and holding them at Schwab. The bonds are my property, not Schwab's, and the safeguards are the same as they would be at the Treasury.
