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The week's question
In December 2024, in the thread "Re: BRK: Why Not XOM?", BreckHutHigh asked the members: "What about the long road trips with kids?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Investment Strategies / Bond Investing
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Author: knighttof3   😊 😞
Number: of 102 
Subject: Re: Buy T-bills or T-BIll ETFS
Date: 08/09/25 1:00 AM
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No. of Recommendations: 2

Buying T-bills directly will save you 0.07%/year (Vanguard VBIL ETF expense ratio) but you have to deal with a horrible website. However, the treasurydirect.gov does also let you automatically reinvest if you want to. I just don't like it at all.
Some brokerages, like Fidelity, will also let you buy T-bills.

If you're considering tea bills, also consider TFLO, a treasury floating rate note ETF that currently pays higher than T bills. Somewhat high expense ratio of 0.15% but unlike buying the FRNs directly, you get income each month instead of interest each quarter.
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This community has written 102 posts about Bond Investing. The article-length ones it recommended most:
Bond Investing, a Brief Intro · 20 recs · 2023
Target Maturity Funds (TMFs) · 8 recs · 2023
A Preview of Coming Attractions · 8 recs · 2023
OT: An exchange done at TMF. · 7 recs · 2023
A Book List for Bond Investing · 6 recs · 2023
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