Do you need 20 years at Portfolio123? Probably not but I’ve found that the ranking systems based on at least 10 years of backtesting have a higher probability of post discovery performance. More importantly the minimum P123 level that gives you the real advantages of P123 is “Backtest” at $1000 / year which gives you 10 years of backtest and most important Custom Ranking Systems. Ranking systems are much superior to Screeners! Their Ultimate Level for a non-professional individual user is $2400/yr and AI tools cost another $1200 year plus additional computer charges. Another 40% for Europe and UK stocks. Professional users pay significantly more.

The P123 level that is best for an individual depends on three things, first the amount of money they are investing and second the amount of time they are willing to invest and last the percentage increase in return they believe they can achieve.