No. of Recommendations: 1
<does the Government ( IRS ) explicitly tell you what percent you have to withdraw from your IRA in order to satisfy the RMD ?
If so, is it a based on the value of the account on a specific date,
like say 1-1-2027 >
The RMD is based on the value of the IRA on December 31 of the prior year. The RMD for 2026 is based on the 12/31/25 IRA value.
The RMD is based on your age so it's different every year. The IRS explains this and has tables. But it's easier to let your brokerage account calculate it. If you have your IRA in a bank that doesn't calculate it, ask AI to look up the factor based on your age.
Wendy
