No. of Recommendations: 1
"it all gets spent on consumption someday"
Basic problem: Define "consumption".
Consumer goods ONLY?
If "consumption" does NOT include "investments", then there is a major problem.
What are: Houses? Cars? Major appliances? Factories? Machinery? Stocks? Bonds? And so on..?
ALL require expenditures of money, so they are ALL "consumption" in the financial sense.
What differs is the *type of user*, the time frame, and many other factors NOT KNOWN.
How would a house differ from a factory, for example? Or a car from machinery?
