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The week's question
In December 2024, in the thread "Re: BRK: Why Not XOM?", BreckHutHigh asked the members: "What about the long road trips with kids?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Investment Strategies / Index Investing
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Author: Rubic   😊 😞
Number: of 291 
Subject: Constructing a legacy portfolio
Date: 02/07/26 1:27 PM
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Hi all. A major life event notwithstanding, I'm likely to be bequeathing
100% of the current assets in my Roth IRA accounts to my future heirs. Per
actuarial tables, let's say this event occurs about 20 years hence
(obviously I could be hit by a bus tomorrow ...)

I'd like to construct a mostly ETF portfolio that I can pretty much
ignore over the next decade.

It will probably [partially] consist of:

- Berkshire Hathaway (yes, an act of faith in Greg Abel)
- QQQE
- RSP
- VXUS (international exposure)
- VDE (energy sector)
- IWM (Russell 2000)

I would also consider keeping maybe 10-20% in cash equivalents to take
advantage of a future market crash. But it's not a big deal either way.

What I don't want to consider adding to the mix:

- Bond ETFs
- Gold
- Crypto

I would be interested in other ETF suggestions, as well as their
percentage allocations for what you might consider as your ideal
legacy portfolio.

With gratitude,

-Rubic
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