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The week's question
In December 2024, in the thread "Re: BRK: Why Not XOM?", BreckHutHigh asked the members: "What about the long road trips with kids?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Stocks A to Z / Stocks B / Berkshire Hathaway (BRK.A)
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Author: james22   😊 😞
Number: of 21936 
Subject: Re: Dividends
Date: 01/11/24 5:04 AM
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Maybe that's why our boss says 5% (instead of 4%)?

"In point of fact, the historical initial withdrawal rate that would have worked for a 60/40 portfolio over any particular 30-year time horizon has varied between 4% and 10%, and the median is close to 6.5%.

But since we don’t necessarily know up front whether the next 30 years will be more like the average, the highs, or the lows, the idea of the safe withdrawal rate was simply to treat every time period as though it might turn out to be the worst."

kitces.com - The ratcheting safe withdrawal rate a more dominant version of the rule

Success Rates by Withdrawal Rate:

whitecoatinvestor.com - The rule safe withdrawal rates

Calculator:

firecalc.com: FIRECalc: A different kind of retirement calculator
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This community has written 21,442 posts about Berkshire Hathaway. The article-length ones it recommended most:
BRK: Why Not XOM? · 62 recs · 2024
Second quarter comments · 60 recs · 2023
Berkshire's Profit Contributors · 57 recs · 2023
Summary of 2Q 2026 · 54 recs · 2026
3Q Summary · 53 recs · 2024
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