No. of Recommendations: 1
And since not having a credit card can be pretty rough in the modern economy
After my bankruptcy in 2010, I went about a decade without a credit card. It wasn’t that hard. I did have a debit card, which substituted for a credit card in most situations.
To be honest, I didn’t really miss it.
I do have a credit card now, with a fairly low limit and arguably usurious interest rate of 29% and a $5.00 monthly fee. Needless to say, I don’t use it - with extremely rare exception.
So I disagree with the premise that it’s all that hard to live without a credit card.
—Peter
