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Stocks A to Z / Stocks P / PayPal (PYPL)
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Author: tecmo   😊 😞
Number: of 10 
Subject: Re: Unlocking value from transaction data
Date: 10/14/25 8:34 AM
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I don't think the merchant side of Paypal has much value TBH, the more interesting part of their business is the consumer side (Venmo). This business relies on a network effect to be viable (unless some sort of interoperability becomes more common). I am not sure how to value this portion of their business however. Its growing at about 20%, but the actual contribution to PAYPAL is not disclosed.

https://www.cnbc.com/2025/07/29/paypal-pypl-q2-202...

tecmo
...

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