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The week's question
In December 2024, in the thread "Re: BRK: Why Not XOM?", BreckHutHigh asked the members: "What about the long road trips with kids?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Author: marco100   😊 😞
Number: of 84361 
Subject: Re: Perspective on ACA Subsidies
Date: 11/14/25 1:28 PM
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Lambo,

So in other words, as a federal employee or perhaps retiree, under the FEP system, you optionally excluded your spouse from your FEP coverage in prior years, and she remained on the ACA plan, so you could garner a financial advantage for yourself and spouse.

Perhaps this was due to the availability of the enhanced ACA premium subsidies, perhaps for some other reason.

But now, it's not financially advantageous for you/your wife for her to stay on ACA, and you two have decided it's better for you for your wife to be on your FEP plan.

You don't provide numbers about the actual cost differential; and good for you and your wife for being able to "game the system";

but you and your wife don't sound impoverished or in need or unable to afford health care without the enhanced ACA subsidies, and you don't indicate any reason whatsoever that your wife should not be on your FEP plan in the first place.
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This community has written 84,309 posts about US Policy. The article-length ones it recommended most:
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