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The week's question
In December 2024, in the thread "Re: BRK: Why Not XOM?", BreckHutHigh asked the members: "What about the long road trips with kids?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Stocks A to Z / Stocks U / Upstart Holdings (UPST)
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Author: earslookin ✭x2  😊 😞
Number: of 123 
Subject: Re: Today is the day
Date: 02/16/23 4:37 PM
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No. of Recommendations: 5
I like your thought process and your take on the balance sheet.

My concerns about the balance sheet have to do with things I
haven't figured out yet: trying to understand scenarios for
cash burn for the coming year and their impact on the balance
sheet and trying to better understand the covenants associated
with the $661 million in convertible notes and if those covenants
pose any threat if the business deteriorates.

Of the two, getting a handle on cash burn is key for me. It's
not comforting that they've already used up $178 million in cash
on buybacks and $40 million in cash for the investment in Tala.
Of course, they did Tala when things were rosier.



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This community has written 123 posts about Upstart Holdings. The article-length ones it recommended most:
Upstart, an introduction · 17 recs · 2022
Upstart's cash burn · 13 recs · 2023
Upstart Breakeven Analysis · 8 recs · 2023
Upstart (UPST) Q2.2023 Forecast · 6 recs · 2023
Q1.2023 Forecast · 5 recs · 2023
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