I'm hoping SS exists, I'd be collecting it early - which if I've not croaked means I'd collect perhaps in 14 years or so.


My "plan" factors in getting Social Security BUT at a 20% benefit cut whether that is dollars, age bump, whatever.

If it's cut more than 20%, it'll mean some sacrifices.

If it's cut less than 20%, ok that's more to play with.

I've also always planned that whatever Medicare out of pocket expenses are, just arbitrarily add $5k per person per year due to reduced benefits one day.

If there weren't kids in the picture I'd settle abroad. Last summer I traveled abroad. and Wifey's asthma was acting up. We text the asthma specialist. They go to see him. 2 hours later they are back with a new prescription regimen and the next day they invited him to lunch at the hotel buffet.

Total cost to me: $95.00 plus the lunch.

No insurance shit. No rude stressed tattoo'd up baby mommy at the front desk. No ragged insurance administrator yelling at some customer on the phone.

If not for kids, yeah, for me there are places out there have cheaper and yummier food, happier people thanks to culture and family, and less bullets and easier health care. For *major* stuff I'd still want it done in the USA though. Nowhere better -- there's a reason the world's well to do still come here for health stuff.