No. of Recommendations: 10
Yeah...we had some health scares in 2019/2020. So we aren't making that assumption. I had a benign tumor, 1poorlady had breast cancer. Within six months of each other. We both had major surgery (they couldn't do a biopsy on mine without major surgery, and they said once they were in there they may as well take it out...cancer or not (it wasn't)).
We retired two years ago. The accumulation of wealth is pointless if you can't enjoy it. For some people, they enjoy their work. They can't imagine not doing it. For us, we mostly liked our jobs, but we could imagine not doing them. We have enough to do what we want, as long as we don't go crazy and start buying boats and fancy cars. I expect we'll both live to 65, at least. Barring accidents, or another health complication, probably 70. After that, who knows. Supposedly, being born when I was, I should live to see -I think- 74. American women should be about 76, but 1poorlady was born and raised in the Philippines, so I don't know how that affects that number.
Regardless, we are retired, 1poorlady is a few years from SS (lower-earner), and I'm several more years from SS (higher-earner). We have a home, we won't starve, and we have some disposable income for things like travel while we're still able to. Good enough.