regarding Rational Walk's article, I see myself as I'm sure many here also do. (Not Jim, he's already super-rational! Same for Manlobbi, Tex (no more irish?) and I'd guess dealraker -- but his philosophy appears to be never sell anything, ha ha. Apologies to other smart folks not mentioned.)

I will say it's a LOT easier to begin selling a smaller percentage like 3% when you are over 50 and nearing 60 than to do so at 30 or 40. As someone without family genes suggesting the Buffett/Munger 90-100+ age range -- a lack of See's peanut brittle? -- over 30 years of managing my own funds seems enough time to insulate one from quitting retirement to rejoin the workforce. Seeing it laid out so logically should make us all feel somewhat better.

Does it?

SD