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The week's question
In December 2024, in the thread "Re: BRK: Why Not XOM?", BreckHutHigh asked the members: "What about the long road trips with kids?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Halls of Shrewd'm / US Policy
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Author: AdrianC   😊 😞
Number: of 84359 
Subject: Re: Happy ACA Subsidies Expiration Day!
Date: 01/02/26 3:46 PM
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<<Folks making over 400% of Federal Poverty Level will see their tax credits run out. Those under 400% will see their tax credits reduced.>>

That was already reflected in the exchanges, yes? So, if you've signed-up, you should see no difference (i.e. you already saw the changes).

Yes, but OP wrote "Starting today, around 22 million Americans enrolled in Obamacare will see their tax credits run out", which is, at best, rather misleading.

For some odd reason I didn't see a significant change. My exact plan wasn't available this year, so I signed up for the recommended replacement. It had a slightly higher deductible, but was mostly the same.

That's great. My income is all over the place so hard to compare year to year. Without subs ours went up 20%, same Bronze plan, slightly higher max out of pocket.

If I can stay below 400% FPL, what we will pay in 2026 will be less than 2025, but will be 14% of AGI versus 8.5%.
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This community has written 84,309 posts about US Policy. The article-length ones it recommended most:
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