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The week's question
In March 2025, in the thread "Re: OT, out", Umm asked the members: "Do you think it is because America is made up of magical soil that makes businesses based in America magically profitable?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Personal Finance / Retirement Investing
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Author: FlyingCircus ✧  😊 😞
Number: of 1355 
Subject: Re: MYGAs up as treasuries go up
Date: 09/21/26 5:36 PM
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I currently have 3 MYGAs that I got last year. Two are 3 yr, and one is 5 yr.

Interested in your plan for timing when they come due, as I just got into a 3 year one this year with about 12% of the port. Is the thinking to roll the principal into another one and take the interest for spending, take the whole thing as cash to finance spending for the next year to 3 years,...?

New to this. If I can keep our spending under control (cough, oil prices / food / liquor / travel, cough) that MYGA should cover our forward 3 year income gap when it matures. Of course that means buying another 3-year for years 4-6 etc.

FC
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This community has written 1,284 posts about Retirement Investing. The article-length ones it recommended most:
The Case for Long-Term Buy and Hold Investing · 49 recs · 2025
Transferring assets to the next generation · 20 recs · 2025
Retirement Year 8 · 17 recs · 2025
(nearly) year one of retirement has been good · 11 recs · 2026
Buying Treasuries Via Vanguard · 10 recs · 2023
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