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The week's question
In March 2025, in the thread "Re: OT, out", Umm asked the members: "Do you think it is because America is made up of magical soil that makes businesses based in America magically profitable?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Personal Finance / Retirement Investing
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Author: AdrianC ⎊✹  😊 😞
Number: of 1355 
Subject: Re: Forced Reirement at 50 with no Health Insurance
Date: 09/29/26 8:54 AM
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What people don't understand is that Medicaid is much better coverage then Obamacare. And that for someone just above the poverty level, the Obamacare tax credit is more expensive than putting that person on the Medicaid rolls.

Medicare is far better coverage. I guess Medicare is also. ACA plans for us have a shockingly narrow network. For some services there is no provider and we pay out of pocket.

From Google (via KFF): The national average cost of Medicaid is approximately $7,900 to $8,100 per enrollee per year in combined federal and state spending.

You play with different ACA scenarios here:
kff.org - Subsidy calculator

In my area, a 60-year old single man could get a Silver plan for $12,310 per year, Bronze for $9,068 per year. Cheaper than the Medicare cost ($18,900), more expansive than Medicaid.
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This community has written 1,284 posts about Retirement Investing. The article-length ones it recommended most:
The Case for Long-Term Buy and Hold Investing · 49 recs · 2025
Transferring assets to the next generation · 20 recs · 2025
Retirement Year 8 · 17 recs · 2025
(nearly) year one of retirement has been good · 11 recs · 2026
Buying Treasuries Via Vanguard · 10 recs · 2023
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