Wow! My wife gives me the same reasoning every few days, she wants to leave. Return to Canada or go to the EU via a Portuguese visa. I'm older now and don't feel up to drastic actions.

The currency issue is one I don't know much about and hate being forced to address it. We've lived many places, and I've just tried to keep all my living expenses in local currency. Over the years it worked very well in Germany, Switzerland, France, Singapore, and Canada. It would have been a disaster in Indonesia, but that was the one place I made an exception.

As far as currency for the main nest egg, I see a catch-22. The USD is the main currency of global economics. I don't see that changing without a major upheaval. Major upheavals always result in a flight to safe haven US dollars. Fortunately the living expense rule (and expenses of my heirs) helps me on that one.

Thanks Jim for sharing your thoughts. We have plenty of thoughts, but can't come up with an action.