I suppose it would have been rational to advocate a fancier investment strategy

To say what´s obvious anyway: ´Rational´ if your only objective and criterion simply was to make the greatest possible profit, no matter what, which nobody here would believe it was.


you seem to have a lot of fairly sophisticated ideas that a lot of people would pay to have access to.

It´s a matter of age. Is it Hindu or Chinese who differentiate between 3 stages in Life and the according roles you play, with the middle one centered around family/house and as a necessity coming with that being the earner, and with the last stage being a teacher?


See Zee (MI board) who is in that stage of life. His goal is to educate, and that he is charging for his teachings is to make sure to get motivated students, as unfortunately in a capitalistic society something you give "away" (that word already says it) for free is quickly associated with "must be worthless".

Once at the end of a Yoga teacher training a girl asked Richard Freeman "What do you think of teaching classes for free if one has another job and can afford that?". The answer was "We made the experience this doesn´t work because it´s seen as having no value".