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The week's question
In December 2024, in the thread "Re: BRK: Why Not XOM?", BreckHutHigh asked the members: "What about the long road trips with kids?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Author: Umm 🐝  😊 😞
Number: of 84358 
Subject: Re: Medicare Buy-In
Date: 08/17/26 6:06 PM
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"If we want full choice, then how about this: Allow people to buy health plans across state lines. You can't do that today." - Dumbass Dope

I take this to mean you do not believe in state's rights?

Also, the reason insurance companies have to get approved in each state is because each state's insurance board is more responsive to local pressures. If insurance companies were allowed to sell across state lines, there would be a race to the bottom among crappy red states. Some state like Mississippi would have an insurance board that is totally corrupt and filled with insurance plants. They would approve all sorts of scam policies that were completely useless and not pay out anything when the purchaser needed it. Then being approved in Mississippi, these companies would then sell their scam policies across the country. They would make billions legally scamming people. That doesn't work.

Unless of course you mean insurance standards would be set by the federal government and not the states. In that case, one that is out of character for the small government Republican you claim to be. For two, when things like this were being discussed during the passage of the ACA, you were against stuff like this. Odd how your views always change based on what party is talking about something.

Finally, people who discuss healthcare and the free market show that they understand neither healthcare nor the free market. Free market relies on the principle of creative destruction and supply and demand at certain price points (ability to pay). Lots of people will die simply because they got basic breast cancer and could not afford it. Furthermore, the market would be filled with all sorts of quackary and scammers that only the richest, most well educated could have the resources and knowledge to separate the wheat from the chaff.
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This community has written 84,309 posts about US Policy. The article-length ones it recommended most:
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