2024 Q4:


Cardmember Receivables Less Reserves $59,240
Cardmember Loans Less Reserves $133,995 Million
Average Fee Per Card $108
Book Value Per Share $40.88
Average Common Shareholder's Equity $27,682
Cards In Force 146.5 Million (Proprietary Cards In Force 83.6 Million)
Basic Cards In Force 123.3 Million (Proprietary Basic Cards In Force 64.3 Million)
Shares Outstanding 702 Million



Cards-in-force represent the number of cards that are issued and outstanding by American Express (proprietary cards-in-force) and cards issued and outstanding under
network partnership agreements with banks and other institutions, except for retail cobrand cards issued by network partners that had no out-of-store spending activity
during the prior twelve months. Basic cards-in-force excludes supplemental cards issued on consumer accounts. Cards-in-force is useful in understanding the size of
our Card Member base.


2025 Q1 Earnings Release Expected 4/17/2025. Stock closed at $251.13 on 4/11/2025

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