<< I think the author is *far richer* than the $27M savings suggest. Enjoying your work, enjoying the small things, and not needing material things to be happy are goals often left unspoken, unfortunately, in investment discussion. They seemed satisfied with life. One can be poor and happy, one can be rich and miserable, but it is nice to be well off and happy if you can swing it. >>

I agree. I've been early retired for more than 30 years and had a withdrawal rate of 1% of assets or less during most of that time. Spending more money to do the stuff I was already doing wouldn't have made me any happier.

I've found that the biggest luxury in retirement is the fact is that there's nothing I have to do and nobody I have to report to. I'm spending 100% of my time doing whatever happens to interest me at the moment.

intercst