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The week's question
In December 2024, in the thread "Re: BRK: Why Not XOM?", BreckHutHigh asked the members: "What about the long road trips with kids?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Personal Finance / Retirement Investing
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Author: carolsharp ✸  😊 😞
Number: of 1278 
Subject: Re: Safe Retirement Withdrawal Rate for 2026
Date: 12/09/25 12:35 PM
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No. of Recommendations: 6
There are endless debates about withdrawal rates, but it boils down to:

1) If you want to make periodic withdrawals from your portfolio for 30 years you need to pick some number, and the most widely accepted number is 4%.

2) That 4% number is based on historical data, but the worst thing to happen (e.g. great depression) wasn't the worst thing to happen until it happened.

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This community has written 1,207 posts about Retirement Investing. The article-length ones it recommended most:
The Case for Long-Term Buy and Hold Investing · 49 recs · 2025
Transferring assets to the next generation · 20 recs · 2025
Retirement Year 8 · 17 recs · 2025
(nearly) year one of retirement has been good · 11 recs · 2026
Buying Treasuries Via Vanguard · 10 recs · 2023
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