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The week's question
In December 2024, in the thread "Re: BRK: Why Not XOM?", sykesix asked the members: "What do you do if you arrive early at movie besides go to the snack bar?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Personal Finance / Retirement Investing
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Author: rayvt ✧☼🐝  😊 😞
Number: of 1424 
Subject: Re: Zweig article/30-year Returns
Date: 09/11/25 9:55 AM
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I just saw a youtube video about that: "Why Having a Pension in Retirement Changes EVERYTHING"
YouTube: Why Having a Pension in Retirement Changes EVERYTHING (David Caviness, CFP®)

I almost have to volunteer to owe any Federal income taxes.
Probably not anymore.

Be aware that even though you can wait until 73 to start RMDs, you jump into the table at the age 73 rate. Age 73 rate is 3.8%. That "3/10ths of 1%" withdrawal will be long gone.

You might want to start taking IRA withdrawals early so as to reduce the amount of the mandatory withdrawals at 73 & after. Pay a little more tax now at lower rate to save a much larger rate later.
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This community has written 1,358 posts about Retirement Investing. The article-length ones it recommended most:
The Case for Long-Term Buy and Hold Investing · 49 recs · 2025
Transferring assets to the next generation · 20 recs · 2025
Retirement Year 8 · 17 recs · 2025
(nearly) year one of retirement has been good · 11 recs · 2026
Buying Treasuries Via Vanguard · 10 recs · 2023
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