taking SS early

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In December 2024, in the thread "Re: BRK: Why Not XOM?", BreckHutHigh asked the members: "What about the long road trips with kids?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.

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Is it still considered a good strategy for the lower-earner to take their benefits at 62, while the higher earner takes it at 70?

Also, to add a wrinkle, taking it at 62 will affect IRMAA calculations for Medicare. In my case, we will have distributed the inherited IRA from mom by then, but our own IRAs are lurking in the background.

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