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The week's question
In December 2024, in the thread "Re: BRK: Why Not XOM?", BreckHutHigh asked the members: "What about the long road trips with kids?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Personal Finance / Retirement Investing
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Author: onepoorguy 🐝  😊 😞
Number: of 1282 
Subject: Re: Don't delay your retirement, anything could h
Date: 01/03/26 1:52 PM
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No. of Recommendations: 8
I'm not basing it on "someone who is in unusual circumstances". I'm basing it on years of reading on the old TMF boards, and independent articles, and -most recently- this:

YouTube: Medicare Advantage: Last Week Tonight with John Oliver (HBO) (LastWeekTonight)
(John Oliver deep dive)

Medicare Advantage is a trap. And once you fall in, it almost impossible to get out because of the rules around Medicare.

If you're reasonably healthy, it's not bad. Seems cheap. If you have serious problems, you will probably have serious issues with Advantage. You're basically inserting an insurance company between you and Medicare. You only need Medicare, and a Medigap policy.
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Members reply directly to onepoorguy here — and replies get answered. Reading is free; so is joining the conversation. Join Shrewd'm »
This community has written 1,215 posts about Retirement Investing. The article-length ones it recommended most:
The Case for Long-Term Buy and Hold Investing · 49 recs · 2025
Transferring assets to the next generation · 20 recs · 2025
Retirement Year 8 · 17 recs · 2025
(nearly) year one of retirement has been good · 11 recs · 2026
Buying Treasuries Via Vanguard · 10 recs · 2023
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