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The week's question
In December 2024, in the thread "Re: BRK: Why Not XOM?", BreckHutHigh asked the members: "What about the long road trips with kids?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Personal Finance / Retirement Investing
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Author: rayvt 🐝  😊 😞
Number: of 1282 
Subject: Re: Fidelity Portfolio Advisory Services
Date: 12/16/23 10:43 AM
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No. of Recommendations: 3
These target dates funds start out at high allocation to stocks and ramp down to more bonds and less stocks. Which is *opposite* to the studies that claim to show that it is better to ramp UP from low stock allocation to higher.

I dunno, these have always seemed to cater to people who are afraid of stocks and want the comfort of some "professional" to hand-hold their investments.

I set my grandkids accounts to half VASGX (80/20) and half VTI, for a net 90/10 asset allocation.
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This community has written 1,215 posts about Retirement Investing. The article-length ones it recommended most:
The Case for Long-Term Buy and Hold Investing · 49 recs · 2025
Transferring assets to the next generation · 20 recs · 2025
Retirement Year 8 · 17 recs · 2025
(nearly) year one of retirement has been good · 11 recs · 2026
Buying Treasuries Via Vanguard · 10 recs · 2023
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