Need some budget software for my notebook. I was going to get Mint, but that's phasing out and there new Credit Karma doesn't work well from what I understand. I've beeN looking at Lunch Money, but I'm not sure it will let you split charges - trying to find out.

I just don't feel like making up my own spread sheets. I've done it before and it seemed time consuming. Seems people are downloading from their banks, investment brokers, and credit cards and that idea intrigues me. I like that, and am a little wary because I'm no PC pro. But, 1. is it safe? 2. Do they allow you to make month end adjustments, so you can add in transactions, and fix screw ups? 3. What don't I know that I'll find out soon after I start using one?

Thanks in advance. :)