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The week's question
In December 2024, in the thread "Re: BRK: Why Not XOM?", BreckHutHigh asked the members: "What about the long road trips with kids?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Personal Finance / Retirement Investing
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Author: intercst   😊 😞
Number: of 1281 
Subject: Most real life retirees don't take 4%
Date: 03/05/26 10:20 PM
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No. of Recommendations: 4
... it's more like 2% at age 65.

It's been more than 30 years since I've taken a withdrawal anywhere near 4% of assets. Now that I'm taking SS and two small pensions, I may never make a retirement portfolio withdrawal again except for RMDs.

After a while you get to the point where you realize that the real luxury in retirement isn't the wealth. It's the fact that there's nothing you have to do and nobody you have to report to.

kiplinger.com - The average retirement withdrawal rate by age

intercst
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This community has written 1,207 posts about Retirement Investing. The article-length ones it recommended most:
The Case for Long-Term Buy and Hold Investing · 49 recs · 2025
Transferring assets to the next generation · 20 recs · 2025
Retirement Year 8 · 17 recs · 2025
(nearly) year one of retirement has been good · 11 recs · 2026
Buying Treasuries Via Vanguard · 10 recs · 2023
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