Imagine how much more money you'd have if you were trained from the start that you didn't need an advisor.

LOL. I didn't need that training. I was comfortable with doing it myself, but DH has a deep respect for that alphabet soup, and divorce would have been a lot more expensive than the fees we paid for him to learn that having a bunch of letters after your name doesn't automatically make one better than those without. Though I know you are ignorant in matters of dealing with a spouse, sometimes the best approach to ending an argument is to simply let them have their way for a while and then let them clean up the shit that hits the fan from their approach. Particularly when that spouse is an engineer. You all are an interesting breed, particularly when you are oh so sure of yourselves and simply won't listen. Have to let the data speak for itself.

IP,
who has learned to talk via spreadsheets for maximum understanding