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The week's question
In December 2024, in the thread "Re: BRK: Why Not XOM?", BreckHutHigh asked the members: "What about the long road trips with kids?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Personal Finance / Retirement Investing
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Author: bighairymike   😊 😞
Number: of 1281 
Subject: Re: RMD's at Vanguard
Date: 01/24/24 8:40 PM
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Interesting. I have a couple of Vanguard accounts, and so far no problems. But I'm not RMD-ing yet. - 1pg

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Vanguard has an RMD Calculator on their web page. The link to the calculator and more info on RMDs just appear recently for me. Maybe they have had this feature for a long time and it now only visible to me since this the first year I have to take an RMD.

On the Vanguard landing page, the dashboard lists each of your accounts and their value down the left side. Underneath the TIRA account, this RMD link just appeared. It wasn't there in prior years.

Anyway, it's there, it works, and I have already accomplished my RMD for 2024. yeah!

I had planned to never take an RMD by fully converting my TIRA to a Roth before the RMD's started, but I fell two years short.

So now with the RMD out of the way, I will do a big Roth conversion which will almost drain the TIRA. Then in 2025, I will make second and final RMD and convert what's left to Roth. After that, no more TIRA, no more RMD's.
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This community has written 1,207 posts about Retirement Investing. The article-length ones it recommended most:
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(nearly) year one of retirement has been good · 11 recs · 2026
Buying Treasuries Via Vanguard · 10 recs · 2023
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