Looks like you planned it well.

We, also, are in good shape. In our case, we are trying to minimize interest/dividends. We do have some in interest-paying accounts, including two CDs. I was going to ladder more, but with the expiration of the enhanced tax credits, "ordinary income" becomes an issue. If we have to pay $1400/mo for health insurance (a basic, high-deductible plan), that will hamper our lifestyle. Part of the reason we retired early was to enjoy it while we could, because we realized that someday we won't be able to.

Because 1poormom didn't listen to me and spend my inheritance, I had an inheritance. It will be at least another year before we burn through that. So, our assets we retired on remain untouched (she had a taxable account -which we're burning through-, and an IRA...the IRA I'm taking the RMDs to minimize income). Her taxable account had about three years of spending based on our expected expenditures. I didn't really calculate percentages, but I'd estimate we're drawing down 3-5% while the overall portfolio continues to grow. After we're both on Medicare, we'll take her IRA to zero relatively quickly.

We have at least a four-year cash cushion. So market tanking isn't causing any sleepless nights here, either. Though, as I mentioned elsewhere, I'm wondering if I should denominate as much as I can in euros, in case the dollar collapses.