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The week's question
In December 2024, in the thread "Re: BRK: Why Not XOM?", BreckHutHigh asked the members: "What about the long road trips with kids?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Personal Finance / Retirement Investing
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Author: rayvt 🐝  😊 😞
Number: of 1281 
Subject: Re: 5% savings account
Date: 12/10/24 11:08 AM
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She speculated that since those excluded states have a brick & mortar branch of Santander, they don't want to compete with themselves.

Santander seems like a solid bank, so low risk there.

Agree that this 5% is probably a teaser rate to quickly get new accounts.

Before I even got to the "mobile device (smartphone or tablet) with face- or fingerprint-recognition capabilities" I decided it wasn't worth the effort to me.
Being retired and having frozen my credit, I have to unfreeze all 3 credit bureaus to open a new financial account of any kind. Generally it's not worth the hassle.

BRIO is paying 4.85%
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This community has written 1,207 posts about Retirement Investing. The article-length ones it recommended most:
The Case for Long-Term Buy and Hold Investing · 49 recs · 2025
Transferring assets to the next generation · 20 recs · 2025
Retirement Year 8 · 17 recs · 2025
(nearly) year one of retirement has been good · 11 recs · 2026
Buying Treasuries Via Vanguard · 10 recs · 2023
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