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Personal Finance Topics / Retirement Investing❤
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Author: Mark   😊 😞
Number: of 668 
Subject: Re: Short term cash yields
Date: 10/30/2023 2:13 PM
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"I'm seeing a JPM 1 year brokered CD paying 5.75%."

Be careful with these. They have a call option attached to them, so if rates remain the same or go down, JP Morgan will call the CD and your 5.75% rate will suddenly end. JP Morgan is tricky that way. They're giving you about 0.2% in return for that call option. For me, 0.2% isn't worth it for such a short duration fixed income instrument.
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