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Personal Finance Topics / Retirement Investing
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Author: FlyingCircus ✭  😊 😞
Number: of 767 
Subject: Re: The 4% rule inventor makes some revisions
Date: 08/12/2025 12:34 AM
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Put another way, the 4% rule supports roughly a 25 year retirement plan.

Putting aside 20% in 20 or 25yr TIPS in an IRA at inflation + currently 2.6% builds a big base. If that's needed before 25 years... just sell the TIPS?.

The ALF bomb is hard to calculate. Unless one makes well over six figures in 50s and 60s and/or keeps working until they nearly drop, probably can't stash enough to be there more than a couple of years anyway.
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