Do you find raisin consistently beats your brokerage's CD rates?

CD quotes at Etrade: (for non-callable CDs)
3 yr = 4.95%
2 yr = 4.85%
1 yr = 4.65%

High-Yield CDs at Raisin
3 yr = 4.90%
2 yr = 4.85%
1 yr = 4.50%

No-Penalty CDs at Raisin
1 yr = 3.75%
1 to 6 months = 4.20%

Savings accounts at Raisin
4.20% & 4.15%

The convenience at Raisin is a big deal. Very easy one-stop shopping.
Very easy to change savings accounts to another bank, when rates diverge.

I don't know of any other place where it is so easy to find No-Penalty CDs. I don't have any right now but have in the past. A few years ago I had several 12 & 16 month NP-CDs that paid more than savings accounts.

The best non-promo-bonus savings accounts I find online using google is 4.0%, most top out at 3.5%. And at Raisin you don't have to run around looking for better rates when your bank drops their rate. Before I found Raisin I had 8(!) online bank accounts, as each one got beat by a new bank. Hate having to go thru the hoops each time I went to open a new savings account at a new bank. At Raisin it is just 2 clicks to move from one bank to another.

Use this referral code to open a Raisin account to get a $40 bonus. "rayv091474"
raisin.com: High-Yield Savings, CDs & Up to $1,000 Bonus