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The week's question
In December 2024, in the thread "Re: BRK: Why Not XOM?", sykesix asked the members: "What do you do if you arrive early at movie besides go to the snack bar?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Personal Finance / Retirement Investing
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Author: rayvt ✧☼🐝  😊 😞
Number: of 1424 
Subject: Re: The 4% rule inventor makes some revisions
Date: 08/21/25 11:12 PM
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Aren’t you more of a 90%+ stocks kinda guy? The 2000 retiree sticking to that portfolio isn’t doing well, as your graph shows.

A 90%+ stocks guy is not going to be taking 4%. Unless maybe the slip rent for his yacht at Monoco is exhorbitant.

You don't go 90%+ stocks unless you are very sure that you don't have to take anywhere near 4% to live on.

There was a recent youtube video of a financial guy who said one of his clients was 85 years old and 100% stock. But they were quite safe because they had enough pension & SS income for all their living expenses.

40% bond allocation has a tremendous drag on your portfolio performance, although it might be necessary for risk control.
It is expensive to be poor.
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This community has written 1,358 posts about Retirement Investing. The article-length ones it recommended most:
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Buying Treasuries Via Vanguard · 10 recs · 2023
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