Even though I never had a family to provide for, health care was always in the back of my mind despite never having anything serious. In falls into that category of avoiding the big disaster when it comes to finances and life.

I see people elsewhere talking about retiring at 40 or 45 but unless you have a truck load of money, planning for 20+ years of health for yourself would be daunting much less being responsible for a whole family.

I worked with a few guys who left the government job (I left and came back multiple times) and started their own contracting business and did quite (extremely) well. They did have the advantage of having a spouse who stayed in the government so they knew they had health care and one rock solid income (in those days!) to mitigate the risks.

It is like people who keep thinking "I'm healthy and I don't have much need for healthcare". Sure that is true now but the older you get, the odds are against that continuing. I think from college through my mid 30s I never saw a regular doctor (only eye and dental exams) but I can say I've made up for it the last 10 years despite avoiding anything serious.

You have a bunch of farmers who supported Trump but now are looking for bailouts due to them having a rough time. Sadly a lot of people are pretty predictable.

Rich