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Personal Finance Topics / Retirement Investing
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Author: rayvt 🐝  😊 😞
Number: of 1201 
Subject: Re: OT: IBKR - SYEP
Date: 12/25/25 10:30 AM
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If shares are loaned out of a tax-advantaged account, would the lending be considered a withdrawal from the account, triggering the 60-day clock?

No.

I don't know if it makes any difference to the IRS, but the broker borrows your shares and replaces them with a cash holding as security.
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