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Personal Finance Topics / Retirement Investing
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Author: bacon   😊 😞
Number: of 668 
Subject: Re: Total Portfolio Allocation and Withdrawal
Date: 01/30/2025 10:04 AM
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Variable percentage withdrawal (VPW)....

We've been using a fixed amount withdrawal since we retired (me at 55, my wife at 70). That works out to a VPW, but the emphasis is on the fixed amount without looking at what per cent that works out to.

So far, that's been working fine, with our portfolios growing in each of our accounts. One thing that helps, to be sure is our Social Security payments are good due to the nature of our jobs when we were working (and we're tracking potential events here carefully).

Eric Hines
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