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Personal Finance Topics / Retirement Investing
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Author: richinmd   😊 😞
Number: of 668 
Subject: Re: Total Portfolio Allocation and Withdrawal
Date: 01/29/2025 6:19 PM
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And there is also the VPW https://www.bogleheads.org/wiki/Variable_percentag...

Variable percentage withdrawal (VPW) is a method which adapts portfolio withdrawal amounts to the retiree's retirement horizon, asset allocation, and portfolio returns during retirement. It combines the best ideas of the constant-dollar, constant-percentage, and 1/N withdrawal methods to allow the retiree to spend most of the portfolio using return-adjusted withdrawals. By adapting withdrawals to market returns, VPW will never prematurely deplete the portfolio.

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